/* ==========================================================================
   Wealth Market Pulse - Global Stylesheet
   Stack: HTML5 + CSS3 + Bootstrap 5 (grid/columns) + Vanilla JS
   ========================================================================== */

:root{
  --navy:#0a1a33;
  --navy-2:#102a4d;
  --navy-3:#173a66;
  --teal:#0fa3a3;
  --teal-d:#0b7f80;
  --sky:#1b8fe8;
  --amber:#f4a300;
  --coral:#ef5b3f;
  --violet:#7b5bd6;
  --green:#12a15f;
  --rose:#e0437a;
  --cream:#f5f8fc;
  --ink:#16233a;
  --muted:#5c6b83;
  --line:#e3e9f2;
  --radius:16px;
  --shadow-sm:0 4px 16px rgba(10,26,51,.07);
  --shadow:0 14px 38px rgba(10,26,51,.12);
  --shadow-lg:0 28px 60px rgba(10,26,51,.18);
  --font:"Segoe UI",Roboto,-apple-system,BlinkMacSystemFont,"Helvetica Neue",Arial,sans-serif;
}

*{scroll-behavior:smooth}
html{scroll-behavior:smooth}
body{
  font-family:var(--font);
  color:var(--ink);
  background:#fff;
  line-height:1.72;
  overflow-x:hidden;
}
h1,h2,h3,h4,h5,h6,.display-1,.display-2,.display-3,.display-4{
  font-weight:800;
  line-height:1.2;
  letter-spacing:-.02em;
  color:var(--navy);
}
a{text-decoration:none;transition:all .25s ease}
p{color:#3c4a62}
img{max-width:100%;height:auto}
section{position:relative}
.section{padding:88px 0}
.section-sm{padding:56px 0}
.bg-cream{background:var(--cream)}
.bg-navy{background:var(--navy)}
.bg-navy-2{background:var(--navy-2)}
.bg-grid{
  background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),
                   linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);
  background-size:46px 46px;
}
.text-gradient{
  background:linear-gradient(90deg,var(--teal),var(--sky));
  -webkit-background-clip:text;background-clip:text;
  -webkit-text-fill-color:transparent;
}
.text-amber{color:var(--amber)!important}
.text-teal{color:var(--teal)!important}
.text-navy{color:var(--navy)!important}
.text-muted-2{color:var(--muted)!important}
.lead-muted{color:#c9d6e8;font-size:1.06rem}

/* ---------------- Eyebrow + Section titles ---------------- */
.eyebrow{
  display:inline-flex;align-items:center;gap:.5rem;
  font-size:.76rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;
  color:var(--teal);
  background:rgba(15,163,163,.1);
  border:1px solid rgba(15,163,163,.22);
  padding:.42rem 1rem;border-radius:999px;margin-bottom:1rem;
}
.eyebrow.on-dark{color:#7fe3e3;background:rgba(127,227,227,.1);border-color:rgba(127,227,227,.25)}
.section-title{font-size:clamp(1.75rem,3.4vw,2.6rem);margin-bottom:1rem}
.section-sub{color:var(--muted);max-width:720px;margin:0 auto}
.section-head{margin-bottom:3rem}
.title-underline{width:74px;height:5px;border-radius:99px;background:linear-gradient(90deg,var(--teal),var(--amber));margin:0 auto 1.1rem}
.title-underline.start{margin-left:0}

/* ---------------- Top bar ---------------- */
.topbar{
  background:var(--navy);
  color:#b9c8de;font-size:.85rem;
  border-bottom:1px solid rgba(255,255,255,.07);
  padding:.5rem 0;
}
.topbar a{color:#dfe8f5}
.topbar a:hover{color:var(--amber)}
.topbar .tb-item{display:inline-flex;align-items:center;gap:.45rem}
.topbar .tb-item + .tb-item{margin-left:1.5rem}
.topbar svg{flex:0 0 auto}

/* ---------------- Logo (single line, one consistent style) ---------------- */
.wmp-logo{
  display:inline-flex;align-items:center;gap:.62rem;
  white-space:nowrap;line-height:1;text-decoration:none;
}
.wmp-logo .mark{
  width:42px;height:42px;flex:0 0 42px;border-radius:12px;
  background:linear-gradient(135deg,var(--teal),var(--sky) 55%,var(--navy-3));
  display:grid;place-items:center;
  box-shadow:0 8px 20px rgba(15,163,163,.35);
}
.wmp-logo .wordmark{
  display:inline-flex;align-items:baseline;gap:.34rem;
  font-size:1.3rem;font-weight:800;letter-spacing:-.02em;
}
.wmp-logo .w1{color:#fff}
.wmp-logo .w2{
  background:linear-gradient(90deg,var(--amber),#ffd166);
  -webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;
}
.wmp-logo.on-light .w1{color:var(--navy)}
.wmp-logo.on-light .w2{background:linear-gradient(90deg,var(--teal),var(--amber));-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.wmp-logo:hover{transform:translateY(-1px)}

/* ---------------- Navbar ---------------- */
.main-nav{
  background:rgba(10,26,51,.96);
  backdrop-filter:blur(12px);
  box-shadow:0 8px 30px rgba(10,26,51,.28);
  padding:.6rem 0;
}
.main-nav .navbar-nav .nav-link{
  color:#d5e0f0;font-weight:600;font-size:.95rem;
  padding:.6rem .95rem;border-radius:9px;
}
.main-nav .navbar-nav .nav-link:hover,
.main-nav .navbar-nav .nav-link.active{color:#fff;background:rgba(255,255,255,.08)}
.main-nav .dropdown-menu{
  border:0;border-radius:14px;box-shadow:var(--shadow);
  padding:.5rem;margin-top:.6rem;
  background:#fff;
}
.main-nav .dropdown-item{
  border-radius:9px;padding:.6rem .85rem;font-weight:600;font-size:.92rem;color:var(--navy-2);
}
.main-nav .dropdown-item:hover{background:var(--cream);color:var(--teal-d);transform:translateX(3px)}
.main-nav .dropdown-item span.ic{color:var(--teal);margin-right:.5rem;font-weight:800}
.navbar-toggler{border:1px solid rgba(255,255,255,.28);padding:.35rem .6rem}
.navbar-toggler:focus{box-shadow:none}
.navbar-toggler-icon{background-image:url("data:image/svg+xml;charset=utf8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3E%3Cpath stroke='%23ffffff' stroke-width='2.4' stroke-linecap='round' d='M4 8h22M4 15h22M4 22h22'/%3E%3C/svg%3E")}

/* ---------------- Buttons ---------------- */
.btn{
  font-weight:700;border-radius:11px;padding:.72rem 1.5rem;
  transition:all .25s ease;border-width:2px;
}
.btn-lg{padding:.9rem 1.9rem;font-size:1.02rem}
.btn-brand{background:linear-gradient(90deg,var(--teal),var(--sky));color:#fff;border:0;box-shadow:0 10px 26px rgba(15,163,163,.32)}
.btn-brand:hover{color:#fff;transform:translateY(-3px);box-shadow:0 16px 34px rgba(15,163,163,.42)}
.btn-amber{background:linear-gradient(90deg,var(--amber),#ffbf3f);color:#3a2600;border:0;box-shadow:0 10px 26px rgba(244,163,0,.3)}
.btn-amber:hover{color:#3a2600;transform:translateY(-3px)}
.btn-outline-light-2{color:#fff;border-color:rgba(255,255,255,.45)}
.btn-outline-light-2:hover{background:#fff;color:var(--navy)}
.btn-outline-navy{color:var(--navy);border-color:var(--navy)}
.btn-outline-navy:hover{background:var(--navy);color:#fff}
.btn-ghost{color:var(--teal-d);border-color:rgba(15,163,163,.35);background:rgba(15,163,163,.06)}
.btn-ghost:hover{background:var(--teal);border-color:var(--teal);color:#fff}
.btn i{margin-right:.4rem}

/* ---------------- Hero ---------------- */
.hero{
  position:relative;color:#fff;overflow:hidden;
  background:linear-gradient(120deg,rgba(10,26,51,.95),rgba(10,26,51,.78) 45%,rgba(11,127,128,.72)),
             url("../img/hero-finance.jpg") center/cover no-repeat;
  padding:110px 0 96px;
}
.hero:after{
  content:"";position:absolute;inset:auto -10% -35% 55%;height:520px;
  background:radial-gradient(circle,rgba(15,163,163,.35),transparent 62%);
  filter:blur(10px);
}
.hero h1{color:#fff;font-size:clamp(2.05rem,4.4vw,3.35rem);position:relative;z-index:2}
.hero p.hero-sub{color:#d3e0f1;font-size:1.1rem;max-width:640px;position:relative;z-index:2}
.hero .hero-badge{
  display:inline-flex;align-items:center;gap:.5rem;color:#ffe6b0;
  background:rgba(244,163,0,.14);border:1px solid rgba(244,163,0,.35);
  padding:.45rem 1rem;border-radius:999px;font-size:.8rem;font-weight:700;
  letter-spacing:.1em;text-transform:uppercase;margin-bottom:1.2rem;position:relative;z-index:2;
}
.hero-stats{position:relative;z-index:2;border-top:1px solid rgba(255,255,255,.16);margin-top:2.6rem;padding-top:1.8rem}
.hero-stats h3{color:#fff;font-size:1.9rem;margin-bottom:.1rem}
.hero-stats span{color:#b9cbe4;font-size:.86rem;letter-spacing:.03em;text-transform:uppercase}
.hero-trust{position:relative;z-index:2;color:#c9d9ef;font-size:.9rem}

/* Quick callback card */
.quick-card{
  background:#fff;border-radius:20px;box-shadow:var(--shadow-lg);
  padding:1.9rem 1.7rem;position:relative;z-index:3;
  border-top:6px solid var(--teal);
}
.quick-card h4{font-size:1.28rem;margin-bottom:.3rem}
.quick-card .hint{color:var(--muted);font-size:.9rem;margin-bottom:1.1rem}

/* ---------------- Feature / info cards ---------------- */
.feature-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:1.8rem 1.5rem;height:100%;transition:all .3s ease;box-shadow:var(--shadow-sm);
}
.feature-card:hover{transform:translateY(-8px);box-shadow:var(--shadow);border-color:transparent}
.feature-card .fc-icon{
  width:56px;height:56px;border-radius:15px;display:grid;place-items:center;margin-bottom:1.1rem;
  font-size:1.4rem;
}
.feature-card h5{font-size:1.06rem;margin-bottom:.5rem}
.feature-card p{font-size:.94rem;margin:0;color:var(--muted)}
.ic-teal{background:rgba(15,163,163,.12);color:var(--teal-d)}
.ic-amber{background:rgba(244,163,0,.14);color:#b97c00}
.ic-violet{background:rgba(123,91,214,.13);color:var(--violet)}
.ic-coral{background:rgba(239,91,63,.13);color:var(--coral)}
.ic-green{background:rgba(18,161,95,.13);color:var(--green)}
.ic-sky{background:rgba(27,143,232,.13);color:var(--sky)}

/* ---------------- Service cards ---------------- */
.service-card{
  background:#fff;border-radius:18px;overflow:hidden;height:100%;
  border:1px solid var(--line);box-shadow:var(--shadow-sm);
  display:flex;flex-direction:column;transition:all .32s ease;position:relative;
}
.service-card:hover{transform:translateY(-10px);box-shadow:var(--shadow-lg)}
.service-card .sc-media{position:relative;overflow:hidden;aspect-ratio:16/10}
.service-card .sc-media img{width:100%;height:100%;object-fit:cover;transition:transform .55s ease}
.service-card:hover .sc-media img{transform:scale(1.08)}
.service-card .sc-tag{
  position:absolute;top:14px;left:14px;color:#fff;font-size:.72rem;font-weight:800;
  letter-spacing:.09em;text-transform:uppercase;padding:.35rem .8rem;border-radius:99px;
}
.service-card .sc-body{padding:1.5rem 1.4rem 1.6rem;display:flex;flex-direction:column;flex:1}
.service-card h5{font-size:1.17rem;margin-bottom:.55rem}
.service-card p{font-size:.94rem;color:var(--muted);flex:1}
.sc-strip{height:6px;width:100%}
.a-teal .sc-tag,.a-teal .sc-strip{background:linear-gradient(90deg,var(--teal),#3fd0c9)}
.a-sky .sc-tag,.a-sky .sc-strip{background:linear-gradient(90deg,var(--sky),#5bc0ff)}
.a-amber .sc-tag,.a-amber .sc-strip{background:linear-gradient(90deg,var(--amber),#ffcb52)}
.a-violet .sc-tag,.a-violet .sc-strip{background:linear-gradient(90deg,var(--violet),#a48bff)}
.a-coral .sc-tag,.a-coral .sc-strip{background:linear-gradient(90deg,var(--coral),#ff9077)}
.a-green .sc-tag,.a-green .sc-strip{background:linear-gradient(90deg,var(--green),#4bd08b)}
.a-teal h5 a{color:var(--navy)}
.sc-list{list-style:none;padding:0;margin:0 0 1.15rem}
.sc-list li{font-size:.9rem;color:#43526b;padding-left:1.4rem;position:relative;margin-bottom:.35rem}
.sc-list li:before{
  content:"";position:absolute;left:0;top:.58em;width:8px;height:8px;border-radius:50%;
  background:var(--teal);
}
.price-note{font-size:.86rem;font-weight:700;color:var(--navy-2);margin-bottom:1rem}

/* ---------------- About / split ---------------- */
.split-img{position:relative;border-radius:20px;overflow:hidden;box-shadow:var(--shadow)}
.split-img img{width:100%;display:block}
.badge-float{
  position:absolute;bottom:22px;left:-18px;background:#fff;border-radius:14px;
  padding:1rem 1.2rem;box-shadow:var(--shadow);border-left:5px solid var(--amber);
}
.badge-float strong{display:block;font-size:1.5rem;color:var(--navy);line-height:1}
.badge-float span{font-size:.8rem;color:var(--muted)}
.check-list{list-style:none;padding:0;margin:0}
.check-list li{position:relative;padding-left:2.1rem;margin-bottom:.85rem;color:#3c4a62;font-weight:600}
.check-list li:before{
  content:"✓";position:absolute;left:0;top:.05rem;width:1.45rem;height:1.45rem;border-radius:50%;
  background:rgba(15,163,163,.13);color:var(--teal-d);font-weight:800;font-size:.8rem;
  display:grid;place-items:center;
}
.progress-wrap{margin-top:1.5rem}
.progress-wrap .pw-label{display:flex;justify-content:space-between;font-size:.88rem;font-weight:700;color:var(--navy-2);margin-bottom:.35rem}
.progress{height:9px;border-radius:99px;background:#e9eff7}
.progress-bar{background:linear-gradient(90deg,var(--teal),var(--sky));border-radius:99px}
.progress-bar.amber{background:linear-gradient(90deg,var(--amber),#ffcb52)}

/* ---------------- Counter band ---------------- */
.counter-band{
  background:linear-gradient(120deg,var(--navy),var(--navy-3) 55%,var(--teal-d));
  color:#fff;padding:74px 0;position:relative;overflow:hidden;
}
.counter-band .cb-item{text-align:center;padding:1.1rem .5rem;border-radius:16px;background:rgba(255,255,255,.055);height:100%}
.counter-band .cb-num{font-size:2.5rem;font-weight:800;color:#fff;line-height:1}
.counter-band .cb-num span{color:var(--amber)}
.counter-band .cb-item p{color:#c3d3e8;margin:.5rem 0 0;font-size:.92rem;font-weight:600}

/* ---------------- Steps ---------------- */
.step-card{background:#fff;border-radius:var(--radius);padding:1.9rem 1.4rem;height:100%;border:1px dashed #cfdcee;position:relative}
.step-card .num{
  position:absolute;top:-18px;left:1.4rem;width:42px;height:42px;border-radius:12px;
  display:grid;place-items:center;font-weight:800;color:#fff;
  background:linear-gradient(135deg,var(--teal),var(--sky));box-shadow:0 10px 22px rgba(15,163,163,.3)
}
.step-card h5{font-size:1.05rem;margin:1rem 0 .5rem}
.step-card p{font-size:.93rem;color:var(--muted);margin:0}

/* ---------------- Testimonials ---------------- */
.testi-card{
  background:#fff;border-radius:18px;padding:2rem 1.6rem;height:100%;
  box-shadow:var(--shadow-sm);border:1px solid var(--line);position:relative;
}
.testi-card:before{
  content:"”";position:absolute;top:6px;right:22px;font-size:5rem;line-height:1;
  color:rgba(15,163,163,.16);font-family:Georgia,serif;
}
.testi-card p{color:#3c4a62;font-size:.98rem;min-height:112px}
.testi-who{display:flex;align-items:center;gap:.85rem;border-top:1px solid var(--line);padding-top:1rem}
.testi-ava{
  width:46px;height:46px;border-radius:50%;display:grid;place-items:center;
  color:#fff;font-weight:800;letter-spacing:.02em;flex:0 0 46px;
}
.testi-who strong{display:block;color:var(--navy);font-size:1rem}
.stars{color:var(--amber);letter-spacing:.12em;font-size:.9rem}
#testimonialCarousel .carousel-indicators{position:static;margin:1.9rem 0 0}
#testimonialCarousel .carousel-indicators [data-bs-target]{
  width:11px;height:11px;border-radius:50%;background:var(--navy-2);opacity:.28;border:0
}
#testimonialCarousel .carousel-indicators .active{opacity:1;background:var(--teal);width:30px;border-radius:99px}
#testimonialCarousel .carousel-control-prev,#testimonialCarousel .carousel-control-next{display:none}
.a1{background:linear-gradient(135deg,var(--teal),var(--sky))}
.a2{background:linear-gradient(135deg,var(--amber),var(--coral))}
.a3{background:linear-gradient(135deg,var(--violet),var(--rose))}
.a4{background:linear-gradient(135deg,var(--green),var(--teal))}
.a5{background:linear-gradient(135deg,var(--sky),var(--violet))}
.a6{background:linear-gradient(135deg,var(--coral),var(--amber))}

/* ---------------- Blog cards ---------------- */
.blog-card{
  background:#fff;border-radius:18px;overflow:hidden;height:100%;
  border:1px solid var(--line);box-shadow:var(--shadow-sm);transition:all .32s ease;
  display:flex;flex-direction:column;
}
.blog-card:hover{transform:translateY(-9px);box-shadow:var(--shadow)}
.blog-card .bc-media{overflow:hidden;aspect-ratio:16/10}
.blog-card .bc-media img{width:100%;height:100%;object-fit:cover;transition:transform .55s ease}
.blog-card:hover .bc-media img{transform:scale(1.07)}
.blog-card .bc-body{padding:1.5rem 1.4rem;display:flex;flex-direction:column;flex:1}
.blog-card h5{font-size:1.1rem;margin-bottom:.55rem}
.blog-card h5 a{color:var(--navy)}
.blog-card h5 a:hover{color:var(--teal-d)}
.blog-card p{font-size:.93rem;color:var(--muted);flex:1}

/* ---------------- Article ---------------- */
.article-hero{
  background:linear-gradient(120deg,rgba(10,26,51,.95),rgba(11,127,128,.78)),
             url("../img/blog-credit-score.jpg") center/cover no-repeat;
  color:#fff;padding:76px 0;position:relative;
}
.article-hero h1{color:#fff;font-size:clamp(1.7rem,3.6vw,2.6rem);max-width:920px}
.article-hero.mortgage{background-image:linear-gradient(120deg,rgba(10,26,51,.95),rgba(27,143,232,.7)),url("../img/blog-mortgage-guide.jpg")}
.article-hero.retire{background-image:linear-gradient(120deg,rgba(10,26,51,.95),rgba(123,91,214,.7)),url("../img/blog-retirement-planning.jpg")}
.article-body{font-size:1.05rem}
.article-body p{margin-bottom:1.35rem;color:#39465d}
.article-body h2{font-size:1.5rem;margin:2.4rem 0 1rem}
.article-body h3{font-size:1.18rem;margin:1.8rem 0 .8rem}
.article-body ul,.article-body ol{margin:0 0 1.4rem 1.1rem}
.article-body li{margin-bottom:.6rem;color:#39465d}
.article-body .callout{
  background:linear-gradient(120deg,rgba(15,163,163,.09),rgba(27,143,232,.08));
  border-left:5px solid var(--teal);border-radius:12px;padding:1.3rem 1.4rem;margin:1.8rem 0;
}
.article-body .callout strong{color:var(--navy)}
.article-body figure{margin:2rem 0}
.article-body figure img{border-radius:16px;box-shadow:var(--shadow)}
.article-body figcaption{font-size:.86rem;color:var(--muted);text-align:center;margin-top:.6rem}
.sidebar-box{background:#fff;border:1px solid var(--line);border-radius:16px;padding:1.5rem;box-shadow:var(--shadow-sm);margin-bottom:1.6rem}
.sidebar-box h6{font-weight:800;margin-bottom:.9rem;color:var(--navy)}
.sidebar-box a.side-link{display:block;padding:.55rem 0;border-bottom:1px dashed var(--line);color:var(--navy-2);font-weight:600;font-size:.94rem}
.sidebar-box a.side-link:last-child{border-bottom:0}
.sidebar-box a.side-link:hover{color:var(--teal-d);padding-left:.35rem}
.sticky-lg{position:sticky;top:100px}

/* ---------------- Page banner ---------------- */
.page-banner{
  background:linear-gradient(120deg,rgba(10,26,51,.94),rgba(16,42,77,.9) 55%,rgba(11,127,128,.82)),
             url("../img/hero-finance.jpg") center/cover no-repeat;
  color:#fff;padding:78px 0 70px;text-align:center;
}
.page-banner h1{color:#fff;font-size:clamp(1.9rem,4vw,2.9rem)}
.page-banner .crumb{color:#bdd0e8;font-size:.92rem}
.page-banner .crumb a{color:#fff}
.page-banner .crumb a:hover{color:var(--amber)}
.page-banner .crumb span{margin:0 .55rem;color:rgba(255,255,255,.5)}

/* ---------------- Forms ---------------- */
.form-card{background:#fff;border-radius:20px;box-shadow:var(--shadow);border:1px solid var(--line);padding:2.2rem 2rem}
.form-label{font-weight:700;font-size:.88rem;color:var(--navy-2);margin-bottom:.4rem}
.form-label .req{color:var(--coral)}
.form-control,.form-select{
  border:1.6px solid #dbe4f0;border-radius:11px;padding:.72rem .95rem;font-size:.96rem;
  background:#fbfdff;transition:all .22s ease;
}
.form-control:focus,.form-select:focus{
  border-color:var(--teal);box-shadow:0 0 0 4px rgba(15,163,163,.14);background:#fff;
}
.form-check-input:checked{background-color:var(--teal);border-color:var(--teal)}
.form-check-input:focus{box-shadow:0 0 0 4px rgba(15,163,163,.14);border-color:var(--teal)}
.form-text{font-size:.82rem;color:var(--muted)}
.invalid-feedback{font-size:.83rem;font-weight:600}
.form-status{margin-top:1rem;display:none}
.form-status.show{display:block}
.alert{border:0;border-radius:12px;font-weight:600;font-size:.94rem}
.alert-success{background:rgba(18,161,95,.12);color:#0b6b40}
.alert-danger{background:rgba(239,91,63,.12);color:#a8351f}
.newsletter-band{
  background:linear-gradient(120deg,var(--teal-d),var(--sky) 60%,var(--violet));
  color:#fff;border-radius:24px;padding:2.6rem 2.2rem;position:relative;overflow:hidden;
}
.newsletter-band:after{
  content:"";position:absolute;right:-60px;top:-60px;width:260px;height:260px;border-radius:50%;
  background:rgba(255,255,255,.12)
}
.newsletter-band h3{color:#fff}
.newsletter-band p{color:rgba(255,255,255,.92)}
.newsletter-band .form-control{border-color:transparent}

/* Contact info tiles */
.info-tile{
  background:#fff;border:1px solid var(--line);border-radius:16px;padding:1.5rem 1.3rem;height:100%;
  box-shadow:var(--shadow-sm);transition:all .3s ease;
}
.info-tile:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.info-tile .it-icon{width:50px;height:50px;border-radius:14px;display:grid;place-items:center;margin-bottom:.9rem;font-size:1.2rem}
.info-tile h6{font-weight:800;margin-bottom:.35rem;color:var(--navy)}
.info-tile p,.info-tile a{color:#43526b;font-size:.95rem;margin:0}
.info-tile a:hover{color:var(--teal-d)}
.map-frame{border:0;width:100%;height:360px;border-radius:18px;box-shadow:var(--shadow-sm);filter:saturate(1.05)}

/* ---------------- Legal / text pages ---------------- */
.legal-body h2{font-size:1.34rem;margin:2.2rem 0 .85rem}
.legal-body h3{font-size:1.08rem;margin:1.6rem 0 .6rem}
.legal-body p,.legal-body li{color:#3c4a62;font-size:1rem}
.legal-body ul{margin:0 0 1.2rem 1.1rem}
.legal-toc{background:var(--cream);border:1px solid var(--line);border-radius:16px;padding:1.4rem 1.5rem}
.legal-toc a{display:block;padding:.35rem 0;font-weight:600;color:var(--navy-2);font-size:.94rem}
.legal-toc a:hover{color:var(--teal-d)}

/* ---------------- CTA band ---------------- */
.cta-band{
  background:linear-gradient(120deg,var(--navy),var(--navy-2) 50%,var(--teal-d));
  color:#fff;border-radius:24px;padding:3rem 2.4rem;position:relative;overflow:hidden;
}
.cta-band:before{
  content:"";position:absolute;left:-70px;bottom:-90px;width:280px;height:280px;border-radius:50%;
  background:radial-gradient(circle,rgba(244,163,0,.35),transparent 65%);
}
.cta-band h2{color:#fff;position:relative}
.cta-band p{color:#c9d9ef;position:relative}

/* ---------------- Footer ---------------- */
.site-footer{background:var(--navy);color:#a9bbd4;padding:70px 0 0;position:relative}
.site-footer h6{color:#fff;font-weight:800;font-size:1rem;margin-bottom:1.2rem;letter-spacing:.02em}
.site-footer a{color:#a9bbd4;font-size:.94rem}
.site-footer a:hover{color:var(--amber)}
.site-footer .f-links a{display:block;padding:.34rem 0}
.site-footer .f-links a:hover{padding-left:.3rem}
.site-footer p{color:#a9bbd4;font-size:.94rem}
.f-contact li{display:flex;gap:.7rem;margin-bottom:.9rem;font-size:.94rem}
.f-contact li .fi{color:var(--teal);flex:0 0 auto}
.social-row a{
  width:40px;height:40px;border-radius:11px;display:grid;place-items:center;
  background:rgba(255,255,255,.07);color:#fff!important;margin-right:.5rem;
}
.social-row a:hover{background:var(--teal);transform:translateY(-3px)}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.1);margin-top:2.6rem;padding:1.3rem 0;
  font-size:.88rem;color:#8fa3c0;
}
.footer-bottom a{font-size:.88rem}
.footer-note{background:rgba(255,255,255,.05);border-radius:14px;padding:1rem 1.1rem;font-size:.86rem;color:#9db0cb}

/* ---------------- Utilities ---------------- */
.divider-dot{width:6px;height:6px;border-radius:50%;background:var(--amber);display:inline-block;margin:0 .6rem;vertical-align:middle}
.reveal{opacity:0;transform:translateY(26px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
.hover-lift{transition:all .3s ease}
.hover-lift:hover{transform:translateY(-7px);box-shadow:var(--shadow)}
.ribbon{
  position:absolute;top:16px;right:-42px;transform:rotate(38deg);
  background:var(--amber);color:#3a2600;font-size:.7rem;font-weight:800;letter-spacing:.1em;
  padding:.3rem 3rem;text-transform:uppercase;
}
.to-top{
  position:fixed;right:20px;bottom:24px;width:46px;height:46px;border-radius:13px;border:0;
  background:linear-gradient(135deg,var(--teal),var(--sky));color:#fff;font-size:1.1rem;
  box-shadow:var(--shadow);opacity:0;pointer-events:none;transition:all .3s ease;z-index:99;
}
.to-top.show{opacity:1;pointer-events:auto}
.small-muted{font-size:.86rem;color:var(--muted)}
.badge-soft{background:rgba(15,163,163,.12);color:var(--teal-d);font-weight:700;border-radius:99px;padding:.4rem .85rem;font-size:.78rem}
.badge-soft.amber{background:rgba(244,163,0,.15);color:#a86f00}
.badge-soft.violet{background:rgba(123,91,214,.14);color:var(--violet)}
.stat-pill{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1rem 1.2rem;box-shadow:var(--shadow-sm)}
.stat-pill strong{display:block;font-size:1.5rem;color:var(--navy);line-height:1.1}
.stat-pill span{font-size:.84rem;color:var(--muted)}

/* ---------------- Responsive ---------------- */
@media (max-width:991.98px){
  .hero{padding:80px 0 70px}
  .section{padding:66px 0}
  .topbar .tb-item + .tb-item{margin-left:0}
  .main-nav .navbar-collapse{
    background:var(--navy-2);border-radius:14px;margin-top:.8rem;padding:.6rem;
    box-shadow:var(--shadow);
  }
  .main-nav .nav-link{padding:.65rem .8rem!important}
  .badge-float{left:12px}
  .sticky-lg{position:static}
  .wmp-logo .wordmark{font-size:1.16rem}
}
@media (max-width:575.98px){
  .wmp-logo .mark{width:36px;height:36px;flex:0 0 36px;border-radius:10px}
  .wmp-logo .wordmark{font-size:1.02rem;gap:.26rem}
  .hero-stats h3{font-size:1.5rem}
  .counter-band .cb-num{font-size:2rem}
  .form-card{padding:1.5rem 1.2rem}
  .cta-band,.newsletter-band{padding:1.9rem 1.4rem;border-radius:18px}
  .testi-card p{min-height:auto}
}